Focusing on Your Financial Wellbeing with Navicore

December 10. 2024

Financial wellbeing plays a vital role in living a balanced life. When money concerns take over, it’s easy to feel overwhelmed, stressed, and even stuck. A recent survey by Bankrate ¹ found that 47% of U.S. adults say money has a negative effect on their mental health, highlighting the connection between finances and overall wellbeing. Addressing financial challenges is a necessary step toward reducing stress and building a stronger sense of security.

Achieving financial wellbeing doesn’t mean striving for perfection or eliminating every financial worry. Instead, it’s about developing habits and strategies that create stability and confidence in managing your finances. Start by identifying small, manageable changes that can make a big difference over time.

Setting clear goals is one of the most effective ways to create structure and purpose. Whether saving for an emergency fund, reducing debt, or preparing for a major life expense, having a goal makes financial decisions feel more meaningful. Tracking your spending is another simple way to uncover patterns and see where adjustments can be made. Tools like budgeting apps or even pen and paper can give you a clearer picture of your finances.

Mindful money management also plays an important role. Pausing before making non-essential purchases and asking whether they align with your priorities can help reduce impulse spending. Over time, these steps add up to more control and less stress.

On the other hand, some financial challenges require additional support. When that’s the case, turning to trusted experts can provide relief and clarity.

Navicore Solutions ² is a nonprofit organization dedicated to helping individuals and families regain control of their finances. Through Affinity’s partnership with Navicore ³, members have access to a team of certified financial counselors who provide judgment-free advice and personalized plans to meet each person’s unique needs.

Navicore’s counselors are trained to assist with everything from budgeting and credit counseling to managing debt and addressing housing concerns. They work directly with you to understand your situation and create a realistic plan that focuses on solutions. For those struggling with debt, Navicore offers programs designed to simplify repayment and reduce financial pressure. Beyond offering immediate support, Navicore provides tools and resources to help build a more secure financial future. This includes ongoing guidance and adjustments to ensure plans remain effective as circumstances change.

A conversation with a Navicore counselor is confidential and focused on helping you move forward with confidence. If financial stress has been affecting your wellbeing, consider connecting with Navicore through Affinity. Resources are available to guide you toward a stronger, more stable financial foundation. Visit Affinity’s website ⁴ to learn more or contact Navicore directly at 1-800-992-4557 to get started.

This information is for informational purposes only, is intended to provide general guidance, and does not constitute legal, tax, or financial advice. Each person's circumstances differ and may not apply to the specific information provided. You should seek the advice of a financial professional, tax consultant, and legal counsel to discuss your particular needs before making any financial or other commitments regarding the matters related to your condition.

¹ Retrieved from:  https://www.bankrate.com/banking/money-and-financial-stress-statistics/