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Young man looking on his laptop for debt consolidation loans Young man looking on his laptop for debt consolidation loans

Combine high-interest, unsecured debt
into one, low-interest monthly payment.

APPLY NOW

Simplify Your Debt with a Debt Consolidation Loan.

Do you have high-interest, unsecured debt from credit cards and personal loans following you around? Consider combining into a single, low-rate debt consolidation loan and save some money in the process!

Affinity Debt Consolidation Rates
Affinity offers rates as low as 13.25% APR1

Apply online today and begin your journey toward becoming debt-free!

Apply Online

Why consolidate your debt?

No Fees Icon

No Fees

No application fee, no annual fee, no prepayment penalty fee.

Interest Savings Icon

Interest Savings

With a rate as low as 13.25% APR1 you’ll save on interest month after month, and probably pay off your balance faster.

Simplified Payments Icon

Simplified Payments

Consolidating payments can make debt easier to manage.

Fixed Terms Icon

Fixed Terms

With a fixed term of up to 120 months, a fixed rate and fixed payments, you’ll know exactly when your debt will be paid off.

Help your credit score Icon

Help your
Credit Score

As you pay down your debt, you may improve your credit score.

Debt Consolidation Loan
Is a Debt Consolidation loan right for me?

Repaying your debt can often feel challenging. That’s why making a plan to manage your payments and balances can help.


What You Need to Apply
  • Proof of income
  • Account statements from creditors to be paid by loan proceeds
  • Certificate of completion from the free course entitled, Creating a Budget and Sticking To It, which is available through out partnership with Enrich.
In addition to the required course, Enrich offers many other courses and tools to assist you in managing your finances including Mastering Credit & Optimizing Your Score to help you determine if a debt consolidation is right for you.

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1 Debt Consolidation Loan: Annual Percentage Rate (APR) effective as of 08/08/24. All loans subject to credit review and approval. Payment example for a 72 month loan would consist of 72 monthly payments of $20.21 per $1,000.00 borrowed based off of the 13.50% APR. This illustration includes a 0.25% reduction off the qualifying interest rate when you set up automatic payments from your Affinity account. The rate without automatic payments will be higher. Rates are subject to change based on market conditions and borrower eligibility. Other rates and terms may apply. The rate you qualify for is determined by your creditworthiness. We may require accounts to be closed at payoff.  Affinity membership is required.

Terms, conditions, and rates are subject to change.