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Get preapproved for your auto loan today

Drive off in your dream vehicle with confidence. Secure your preapproval and enjoy peace of mind, knowing your financing is secured and customized to fit your budget and lifestyle.

GET PREAPPROVED

Affinity's new auto loan rates

Flexible terms—we offer attractive financing options starting at 4.94% APR1

36 months: as low as 4.94%
48 months: as low as 5.09%
60 months: as low as 5.29%
72 months: as low as 5.54%
84 months: as low as 5.84%
96 months: as low as 6.62%

For used vehicles, we offer loan options starting from 5.45%.

Advantages of getting preapproved

Stronger buying power
Preapproval gives you a clear budget, making negotiations easier and more straightforward with dealerships

Faster purchase process
By having financing ready, you streamline the buying process, allowing you to focus on finding the right vehicle.

Protection from dealer markups
It shields you from high-interest financing options dealers might offer, giving you more control over the loan terms.

Get started

Estimate your loan payments

Our auto loan calculator makes it easy to estimate your monthly payments so you can plan with confidence and find a term that fits your budget.

$
%
Your estimated monthly payment
for a loan*
APPLY ONLINE

Why you should get an auto preapproval

Know your budget

Understand exactly how much you can afford so you don't overcommit.

Improve shopping experience

Speed up your purchase, and skip the hassle of dealership financing.

More negotiation power

With a preapproval, you’re treated like a cash buyer at the dealership.

Secure your auto loan preapproval today

Get preapproved for financing tailored to your budget, giving you peace of mind every mile.

Apply Online

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*Calculator is provided for educational and hypothetical purposes only; it is not intended to offer any legal, tax, financial, or investment advice. Your results are intended for illustrative purposes only and do not assure the availability of or eligibility for any specific product, rate, or term offered by Affinity or its affiliates.

1 APR = Annual Percentage Rate. Rate is effective as of . Advertised rate includes 0.25% reduction off the standard interest rate when you set up automatic payments from your Affinity account. The rate without automatic payments will be higher. Other rates and terms available..

Monthly payment amounts vary by term and rate. For example, the minimum payment for a $20,000 loan with a term of 60 months and 5.29% APR has an estimated monthly payment of $385.66. Loan decision, APR, terms of loan, year, make, model and loan to value of vehicle and/or amount borrowed are all subject to applicant credit worthiness. Maximum loan term restrictions may apply. Rates and terms are subject to change without notice. Vehicles eligible for used auto loan or refinance rates are 9 years old or newer. Vehicles eligible for older model used auto loan or refinance rates are between 10 and 15 years old. Interest accrues from the date the loan is funded. All loans are subject to credit review and approval. Must be a member in good standing and meet all lending requirements.