Fee Schedule
Affinity Federal Credit Union
| Card Service Fees Applies to Debit Cards, ATM Cards & Credit Cards |
Fee Amount Effective January 1, 2022. |
| Debit Card Transactions - signature & PIN-based | No Charge |
| In network ATM transactions1 | No charge |
| Out-of-network ATM transactions | No charge |
| Credit Card Late Payment Charge | See credit card agreement |
| Additional/Replacement Card | $5 each |
| Credit/Debit Card Sales Receipt Copy | $15 each |
| Foreign Currency Conversion4 | 2% of transaction amount |
| Account Service Fees Applies to Checking, Savings and Money Manager accounts |
Fee Amount Effective January 1, 2022. |
| MoreChecking Minimum Balance Charge (if average daily balance falls below $1,000)2 |
$7 per month |
| Money Manager Minimum Balance Charge (if average daily balance falls below $2,500) |
$10 per month |
| Insufficient funds (whether paid or returned) (Check, ACH, Recurring Debit Card Transactions) |
$33 per transaction |
|
Premium OD Usage Fee (Debit Card Overdrafts Paid) |
$15 per transaction (If transaction is $75 or greater) |
| Uncollected Funds Fee (Check, ACH, Debit Card, and ATM) |
$33 per transaction |
| Cashed/Deposited Item Returned Unpaid (Item cashed or deposited to your account and returned unpaid for any reason) |
$15 per item |
| Copy of Check (upon request) |
$7 each |
| Temporary Checks | No Charge |
| Stop Payment (Check, ACH) |
$33 per transaction |
| Check Orders and Delivery | Fee varies for quantity, style, design and delivery options. |
| Foreign Check Collection (plus processing fee from foreign bank) |
$20 each per item plus foreign bank fees |
| General Service Fees | Fee Amount Effective January 1, 2022. |
| Paper Statement Fee3 | $2 per month |
| IRA/HSA/Coverdell Asset Transfer Fee (assessed when transferring funds to another financial institution) |
$50 per transfer |
| Statement Copy (upon request) |
$3 per statement |
| Account print out (upon request) |
$3 per print out |
| Account Research | $20 per hour (1 hr minimum) |
| Money Order | $3 each |
| Official/Cashiers Check (when payable to 3rd party) |
$7 each |
| Legal Processing (Includes levy, writ, garnishment, subpoena and requests for information from law enforcement agencies) |
$100 each |
| Returned Mail (member statements only) |
$5 per month |
| Account Verification Letter/Forms Completion | $10 each |
| Consul Immigration Letter (per letter) |
$10 each |
| Duplicate IRS Reporting Forms Fee | $5 |
| Check Cashing Fee (Non-Members Only) |
$5 per item |
| Coin Processing Fees | Fee Amount Effective January 1, 2022. |
| Less than $10 | No Charge |
| $10 - $500 | $5 |
| Greater than $500 | $10 |
| Branch Coin Machine Processing Fee | No Charge |
| Wire Transfer Fees | Fee Amount Effective January 1, 2022. |
| Incoming Wire (domestic and international) |
No Charge |
| Outgoing Domestic Wire | $25 per wire |
| Outgoing International Wire | $45 per wire |
| Safe Deposit Box Fees | Fee Amount Effective January 1, 2022. |
| Safe Deposit Box Rental | Varies by size |
| Safe Deposit Box Rental Late Charge | $10 (per month after 30 days late) |
| Safe Deposit Box Drilling | $150 |
| Safe Deposit Box Lost/Replacement Key | $20 |
| Delivery Fees | Fee Amount Effective January 1, 2022. |
| Next Day Delivery Mon. - Fri. | $15 |
| Next Day Delivery Saturday | $18 |
| 2nd Day Delivery Mon. - Fri. | $13 |
| 2nd Day Delivery Saturday | $15 |
| Online/Mobile Banking Bill Payment Fees | Fee Amount Effective January 1, 2022. |
| Expedited Electronic Payment | $10 each |
| Expedited Check | $25 each |
| Standard Electronic or Check Payment | No Charge |
| Loan Fees | Fee Amount Effective January 1, 2022. |
| Loan Investigation Research | $20 per hour (1 hr minimum) |
| Mortgage Cancellation | $25 plus county cost |
| Statement Copies | $3 per statement |
| Document Rush Fee | $25 each |
| Affinity Loan Payment Services | Fee Amount |
| Web Payment | $4.99 |
| Interactive Voice Response (IVR) Payment | $4.99 |
| Over-the-Phone Payment with Agent | $9.99 |
| Online/Mobile Banking ACH Payment | No Charge |
| Online/Mobile Banking Debit Card Payment | $4.95 |
If you have any questions regarding our Fee Schedule, please call our Member Service Center at 800.325.0808.